Get online personal loans on Citibank Personal Loan

Citibank Personal Loan

Personal Loan - an unmatched personal loan program which allows you to avail up to Rs. 25 lakhs* in just 48 hours^. Apply for a personal loan online and get attractive interest rates.

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Hassle free Citibank Personal Loan

• Citibank Personal Loan up to Rs. 25 lakhs in just 48 hours^
• Loan repayment in flexible tenures from 12-60 months
• Simplified documentation procedure - Click here for a complete list

Special Benefits

• Apply for additional funds anytime after you have taken your previous loan. T&C apply. To apply for Citibank Personal Loan, please fill the form in the Click2Call tab and our representatives will be glad to help you.
• Special offers and simple documentation for existing Suvidha, Branch and Mortgage customers
• Part-prepayment is allowed. T&C apply

Interest rates and fees

PERSONAL LOANS
Salaried- CAT A corporates(Net Take Home Salary) Rs20,000-40,000	15.50%-16.00%
Rs40,000-70,000	15.25%-15.75%
Rs70,000-100,000	14.75%-15.25%
Rs100,000+	14.25%-14.75%
Salaried- CAT B corporates(Net Take Home Salary) Rs20,000-40,000	16.50%-17.00%
Rs40,000-70,000	16.00%-16.50%
Rs70,000-100,000	15.75%-16.25%
Rs100,000+	15.25%-15.75%
Self Employed Professionals	15.00%-15.50%
Other Self Employed	18.50%-19.00%
Note:
Final Pricing with be based on: Income Loan amount and Citibank's Internal Credit Parameters. The final pricing will be within the range mentioned above The above pricing grid is subject to periodic review and the final pricing on the loan to be based on applicable rates during that point in time.

Charges

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Terms and Conditions apply. Issuance of loan is at the sole discretion of Citibank, N A. Citibank reserves the right to ask for any additional documents from the applicant.

Citibank reserves the right, at anytime, with prior notice to add/alter/modify/ change or vary any of the terms and conditions or to replace them, wholly or in part.

⁺ Please note that the Click to Call service is available only between 9:00 A.M to 8:30 P.M (Monday to Saturday). This facility is not available on National holidays and Major Public Holidays.

^** Instant call back services on SMS is available only on working days (Mon-Fri) from 10:00 AM to 5:00 PM. T&C apply.

* The final loan amount and interest rate applicable will be subject to eligibility, per Citibank's credit processing criteria.

^Timelines mentioned include only working days. Timelines mentioned would commence once the entire documentation as per Citibank's requirements are submitted by the applicant.